Home Technology Mpesa Safaricom MPesa Charges, Rates and Tariffs

Safaricom MPesa Charges, Rates and Tariffs

Transaction Range Transaction Type and Customer Charge
Minimum(KSh) Maximum(KSh) Transfer to other M-Pesa Users Transfer to Unregistered Users Withdrawal from M-Pesa Agent
10 49 Free N/A N/A
50 100 Free N/A 10
101 500 11 44 27
501 1000 15 48 27
1,001 1,500 25 58 27
1,501 2,500 40 73 27
2,501 3,500 55 110 49
3,501 5,000 60 132 66
5,001 7,500 75 163 82
7,501 10,000 85 201 110
10,001 15,000 95 260 159
15,001 20,000 100 282 176
20,001 25,000 110 303 187
25,001 30,000 110 303 187
30,001 35,000 110 303 187
35,001 40,000 110 N/A 275
40,001 45,000 110 N/A 275
45,001 50,000 110 N/A 275
50,001 70,000 110 N/A 330


M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

Maximum Account Balance is KSHs.100,000
Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
To transact, your Safaricom line and M-PESA account must be active
At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
You earn Bonga points when you transact on M-PESA.
To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate

Mpesa Rates – Mpesa Charges.

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